Do you ever find it difficult to make ends meet? 
If you went to university, what did you major in? If you didn't, what would you like to major in? 
Can you think of a time you were in a dilemma? 
Do you ever make a budget? 
Where do you buy your groceries? 
How could you cut your food bills in half? 
Think of three things you could cut back on if you wanted to save money. 
Do you have a cafeteria where you work? 
What kind of people have roommates? 

 

What would you do if you suddenly came into a large amount of money - say HK$ 10,000,000 

It's impossible to have to much money - do you agree? 

Would you prefer to have fame or fortune? 

If you could buy yourself a skill, a talent or a change in your appearance, what would you buy? 

If you had HK$ 10,000 to spend in one day, what would you buy? 

Does it matter if a wife earns more than her husband? 

Suggestions and advice

 

You'd better cut back on going out. 
You could try to cut back on going out. 

You must reduce your expenditure on food. Then you will be able to save. 
If you cut back on food, you'd be able to save more. 

Have you thought of talking to a financial adviser? 
You may consult a financial adviser. 

You may make a budget to control your finances. 
I always find the best way is to make a budget. 

You must stop smoking. It is essential. 
You really should try to stop smoking. 

I suggest you to buy your groceries from the market. 
One thing you could do is buy your groceries from the market. 

 

I do not agree with your suggestion. 
I'm not sure that that would be the most effective thing to do 

That's all very well but... 
That's not a good suggestions.