Fraud pays

In 1990 Mark Brown went on holiday to Brazil for a month where he spent over £1,000 pounds more than he planned / had planned. His mother sent / had sent him money from England by mail to cover his expenses. He insured / had insured himself before going to Brazil and so he decided on the last day to go to the police and say he was robbed / had been robbed, and with the report from the police he could claim the money back from the insurance company.

He was so afraid about just happily walking into the police station that he decided / had decided that the most convincing way was to fake the robbery in the street. He left / had left all his bags in the hotel and went to a rather dangerous part of Sao Paulo. After walking up and down the street for half an hour deciding what to do he picked / had picked up a telephone and pretended / had pretended to speak to someone. Suddenly he screamed, 'Help, someone, my bag has been stolen / had been stolen'. To his surprise several people stopped and one man told him to cross the street to where a policeman was standing.

All the people followed him across the road. He was now very nervous and knew he had to continue with his story. He told / had told the policeman that he left / had left his bag on the floor while making a phone call and that when he looked down it disappeared / had disappeared. He then began to describe all the things that were in the bag. He practised / had practised this in the afternoon as he knew that the more things he said, the more money he would get. He was so nervous that even though the story wasn't true he started to cry. He gave a description of two men he saw/  had seen following him and was told to go to the police station later that day to collect a report for his insurance company.

When he had got / got back to England he sent the police report to the insurance company who told / had told him that every item over £50 required a receipt. He busily had spent / spent the next weeks collecting receipts from all the people he knew. He then sent the receipts off to the company and waited. After about five weeks he had been sent / was sent another letter from the insurance company telling him that he didn't take / hadn't taken enough care of his bag and that they would not pay any money. Mark couldn't really complain, after all the story was all a fabrication. However, two days later he received / had received a telegram from the police in Brazil to tell him that his information and the prompt reporting of the crime led / had led to the arrest and conviction of two criminals who the police were pursuing / had been pursuing for much more serious crimes and that he had also been / was also entitled to a reward of £2,500. 

Answer

In 1990 Mark Brown went on holiday to Brazil for a month where he spent over £1,000  more than had planned. His mother sent / had sent * him money from England by mail to cover his expenses. He had insured himself before going to Brazil and so he decided on the last day to go to the police and say he had been robbed, and with the report from the police he could claim the money back from the insurance company.

He was so afraid about just happily walking into the police station that he decided that the most convincing way was to fake the robbery in the street. He left all his bags in the hotel and went to a rather dangerous part of Sao Paulo. After walking up and down the street for half an hour deciding what to do he picked up a telephone and pretended to speak to someone. Suddenly he screamed, 'Help, someone, my bag has been stolen' . To his surprise several people stopped and one man told him to cross the street to where a policeman was standing.

All the people followed him across the road. He was now very nervous and knew he had to continue with his story. He told the policeman that he had left his bag on the floor while making a phone call and that when he looked down it had disappeared. He then began to describe all the things that were in the bag. He had practised this in the afternoon as he knew that the more things he said, the more money he would get. He was so nervous that even though the story wasn't true he started to cry. He gave a description of two men he had seen following him and was told to go to the police station later that day to collect a report for his insurance company.

When he got back to England he sent the police report to the insurance company who told him that every item over £50 required a receipt. He busily spent the next weeks collecting receipts from all the people he knew. He then sent the receipts off to the company and waited. After about five weeks he was sent another letter from the insurance company telling him that he hadn't taken enough care of his bag and that they would not pay any money. Mark couldn't really complain, after all the story was all a fabrication. However, two days later he received a telegram from the police in Brazil to tell him that his information and the prompt reporting of the crime had led to the arrest and conviction of two criminals who the police had been pursuing for much more serious crimes and that he was also entitled to a reward of £2,500. 

* The choice here depends whether the money his mother sent was the £1,000 he spent or extra money to cover his expenses after he spent the £1,000.